Am I Eligible? - The Quick Guide to Securing a Mortgage

Buy to Let Mortgage Deals from Mortgage Search Go, Cardiff

Continuous changes to tax rules and regulations regarding buy-to-let investments, and with increasingly restrictive lender criteria, entering the buy-to-let market or growing your existing portfolio, has become less straightforward.

Here at Mortgage Search Go, we know that it’s our job to understand current legislation to ensure that our clients keep ahead of the game.

Buy to let mortgages are generally more expensive than residential mortgages, and the fees charged by the lender can be higher. With a few exceptions, the amount of deposit required is 25% of the value of the property. The rental income required can be as much as 25% to 45% over and above the mortgage repayment and is often “stress-tested” at a higher rate.

Additionally, if you are a portfolio landlord (defined as a landlord with four or more mortgaged investment properties), a lender will make additional checks on the rest of the portfolio.

Mortgage Search Go will source you the best buy-to-let mortgage deal available, allowing you to remain competitive in the rental market AND maintain the best possible profit margins.  We can do this because we are not tied to any lender. But above that, and almost as importantly, we will work with you to ensure that any risk has been calculated and measured.

We’d love to talk more, so please call us on 0844 69 333 60 or click here to contact one of the Mortgage Search Go team for more details. We can also help regarding re-mortgaging of your buy-to-let property.


Most Buy-to-let mortgages are not regulated by the Financial Conduct Authority. Continuous letting is not guaranteed and rental income may not cover the mortgage payments. Your home may be repossessed if you do not keep up the repayments on your mortgage.